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If you’d like to use this payment service, you’ll first have to set up a PayPal account. Signing up is 🍌 done with nothing more than an email address and a password, plus it’s completely free. The next step is to 🍌 add a bank account or a credit / debit card (Visa, MasterCard, Amex), and from there on you can simply 🍌 login with the same two pieces of information to pay for your online purchases.

Additional verification can be done to enjoy 🍌 extra benefits such as lifting the withdrawal limit on your PayPal account.

Related fees differ depending on which country the client 🍌 is from. For example, US citizens are charged 2.9% plusR$0.30 to send money via a debit or credit card. Transferring 🍌 money out of their PayPal balance using the linked bank account is free, while Instant Transfer costsR$0.25 per transaction. There 🍌 are also small fixed fees for sending money in other currencies.

PayPal Mobile app is available for iPhone, Android and Windows 🍌 Mobile and can be downloaded via PayPal website or iTunes, Google Play and Windows Phone Marketplace. One Touch allows you 🍌 to complete purchases faster by choosing to stay logged-in, meaning you can skip the PayPal log-in screen when paying via 🍌 the same device and same browser.

PayPal.Me makes it even easier to receive money; all you need to do is share 🍌 your PayPal.Me link with whoever is paying and they’ll be able to send you cash without knowing your email address 🍌 or your mobile number. It costs nothing to set up and can also be used on iOS and Android smartphones 🍌 and tablets.